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Local Landlord Program

Last Updated: October 13, 2025

Up to $375,000 to help landlords rehab units for affordable housing

If you own a long-term rental damaged in the hurricanes, this program will support repair, reconstruction and/or replacement of damaged units provided you agree to rent them as affordable housing. Limited to owners of 5 units or less, including traditional stick-built homes, manufactured homes, modular homes and other types of single-family properties.

Eligibility

Eligible Applicants

  • Pinellas County property damaged by Hurricanes Idalia, Helene, and/or Milton.
  • Property may not be located in the City of St. Petersburg. To check your address, please use our address lookup tool.
  • Landlord does not own more than 5 total units.
  • Landlord is not in bankruptcy or foreclosure.  
  • Property does not have unpaid code compliance issues.
  • Landlord is current on property taxes and mortgage (if applicable).
  • Home must be unoccupied at time of application.
  • Damaged property must not be located in a regulatory floodway.

Work You Can Do

  • Rehabilitation of your unit to local code and building standards.
  • Repairing or replacing hurricane damaged roofs, windows, septic tanks, etc.
  • Demolishing and re-building your unit.
  • Re-building and elevating substantially damaged homes in special flood hazard areas which are designated as a repetitive loss property.
  • Replacement of manufactured/mobile homes.

Income Eligibility

There are no income requirements for applicants to the Local Landlord Program, but landlords must agree to rent units at an affordable rate for a set period of time per federal guidelines.

Application Phase Prioritization

Applicants to the Local Landlord Program will be processed on a first-come, first-processed basis.

Funding Award Guidelines and Terms

  • Max Award = $375,000
  • Duplication of Benefits will be checked for all properties (you cannot get financial assistance from other state or federal programs for the same work).
  • Applicants living in a Special Flood Hazard Area (SFHA) who receive federal assistance under these programs must obtain and maintain flood insurance.
  • Homeowners who receive assistance must agree to rent the property to an income qualifying low-to moderate income tenant for 5 years and to maintain insurance coverage.
  • The landlord must agree to rent the home at High HOME rent rates to income-eligible tenants for the 5-year compliance period. The landlord must agree to a forgivable 5-year mortgage which automatically reduces at 20% per year.

Required Program Documents

Identity

  • Driver’s license or state-issued ID for all adult household members, OR
  • Evidence of permanent residency for non-U.S. Citizens/permanent resident alien status
  • Birth certificates for all household members under the age of 18

Household Income

Wages
  • W-2 Forms or Most Recent Tax Return;
  • Three (3) recent paystubs within the past three (3) months,
Retirement/Social Security
  • Three (3) Monthly Bank Statements (Social Security Benefits & Pension only),
  • Current Social Security Benefits letter (including benefits paid to minors),
  • Current Pension/Retirement Benefit letter (if applicable), and prior year 1099;
  • Current Annuity Payment letter (if applicable), and prior year 1099;
Self-Employment Income

Most recent tax return (1040 or 1040A), W-2 Forms; and current year profit and loss statement;

  • Rental Income:
    • Current lease agreements
  • Unemployment Benefits:
    • Current benefit letter with gross benefit amount;
  • Court Ordered Alimony/Spousal Maintenance:
    • Copy of court order documentation;
  • Taxable Interest and Dividends (including amounts received by, or on behalf of minors);
No Income

Adult household members who receive no income will be required to submit a Certification of No Income. These household members typically include those that are unemployed.

Ownership

One (1) of the following (stick built/traditional home)*:

  • Deed
  • Mortgage statement
  • Probated will
  • Court order or judgement granting ownership
  • Landowner Consent (if land is leased)
  • Mobile/Manufactured Homes Only: Title
    Manufactured home owners must demonstrate ownership of the unit and that they are authorized to replace it on the land or own the land.

Property Taxes

  • Proof from the tax assessor of property taxes paid in full at the time of application; or
  • Proof of a payment plan in good standing at the time of application

Mortgage Statement

If there is a mortgage on the property, proof that the mortgage is in good standing

  • Most recent mortgage statement, at time of application, showing no arrearages

How to Contact Us

Call
727-606-3307

Phone lines will open on October 20.

Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by phone or in writing.

Use our contact form

Meet with a case worker

Starting October 20 all People First Help Centers will be open Monday – Friday from 8 a.m. to 5 p.m.

Clearwater
2600 McCormick Dr.
Suite 100
Clearwater, FL 33759

St. Petersburg 
5000 Park Street N
Suite 4
St. Petersburg FL 33709

Coming Soon: pop-up help locations around the county.

Applications Open on October 20!

The People First Housing Recovery Program addresses hurricane-related damage, prevents long-term displacement, and increases the availability of safe, code-compliant, and affordable housing. Applicants are required to meet eligibility and income requirements listed for each program. Please see the income eligibility table above to determine if your household is within the income limits of the program prior to submitting an application.

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